Helpful Information

Working with a financial advisor is one of those pivotal life decisions—a milestone on your journey that can dictate the route of your financial future. It can be tough to know where to start when selecting a financial advisor. Here are some key questions you should ask.


Why is working with a fiduciary important?

At all times when managing assets and providing financial planning services, a CFP® professional must act as a fiduciary, and therefore, act in the best interests of the client.

The fiduciary duty is the highest standard of care for clients. An investment advisor has a “duty of care” and “duty of loyalty” obligation to a client. A fiduciary must act in undivided loyalty and utmost good faith to his or her clients, disclose all material facts, avoid and disclose any conflicts of interest, and never mislead clients at any point in the relationship.

How is your firm compensated?

Our firm provides two services to clients - Wealth Management and Investment Management.

Our investment management fees range from .40% to 1.10% annually depending on the total assets managed under the relationship.

While we generally don’t do business that generates commissions, we do have access to offer commissionable products like life insurance if it is in our client’s best interest.

Are you accepting new clients and referrals?

At this time, we are accepting new clients and referrals. This is subject to change at any time. Our goal is to work with a limited number of households in order to provide the highest level of service.

Is there a cost for a consultation call or initial meeting?

We do not charge for an initial meeting or consultation.

How do you on-board clients at Natoli Wealth Management?

We have an on-boarding process that is tailored to you. This process includes three to four meeting to:

- Get to know you better and understand your goals
- Review your current financial situation and answer your questions
- Design a customized plan you believe in
- Begin Implementation of your plan.

Approximately one month after we open your accounts, we meet to make sure you understand your first statement and have complete online access. We offer meetings at our Roseville location, by phone, or virtual meetings via Zoom.

What should I expect at the first meeting?

You won’t receive any sales pitches or discussion of products. We will ask a lot of questions to learn more about you and make sure to answer any of yours. We will focus the conversation on topics that are important to you. Our goal is to briefly share and demonstrate how our firm operates for our clients and the benefits our clients receive through working with Natoli Wealth Management.